Handsome first time

Some people have a notion that home ownership is like renting, but with the power to have pets and paint the walls whatever color you like. However, while these privileges are available to homeowners in most municipalities, they come with the responsibilities of a mortgage, taxes and home maintenance. Preparing for home ownership requires you to take critical stock of your finances and your expectations. Owning your own home is about more than just being able to decorate any way you like; it's about being prepared to maintain your home over the years, realizing that part of your income and time will go towards repairs and maintenance. It's about being willing to take the risks of home ownership with a realistic expectation of the rewards. It can be discouraging to find that your salary won't stretch as far as the home you want to own.

The Blue singer recently said coming out as gay was the "best thing he ever did". Duncan James has been pictured with his handsome new boyfriend for the first time as they enjoy a cosy date night. The loved-up pair couldn't keep their hands off each other as they posed for pictures at the launch of a new restaurant. Duncan and his new beau sipped cocktails with the likes of reality stars Lotan Carter and Sam Calahan. Hunky Blue singer Duncan, 39, was dressed up for the occasion in a black silk shirt and contrasting white trousers and trainers. The Hollyoaks star flaunted his tanned chest by leaving a couple of buttons undone and rolled up his sleeves to showcase his tattooed arms.

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